Why Valenvia

Why Use Valenvia Instead of Going Direct?

Going directly to an insurer means seeing one option. Valenvia shows you the full picture, for free.

The problem

What you miss when you go direct

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One provider, one perspective

You only see what that insurer wants you to see. No benchmarks, no alternatives, no way to know if you are paying too much or getting too little cover for your situation.

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You pay the same price either way

Insurers price their direct policies the same as broker-sourced ones. Using Valenvia costs you nothing extra. We are paid a standard commission by the insurer, not by you.

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Expat complexity gets ignored

Direct insurers rarely ask about your visa situation, residency status, or whether you need a plan accepted by immigration authorities. We make these the starting point.

The difference

Valenvia vs going direct

Feature	Going Direct	With Valenvia
Providers compared	1	6+
Cost to you	Free	Free
Tailored to your visa situation	Rarely	Always
Coverage gap analysis	No	Yes
Income protection options shown	Often excluded	Always included
Health, life and income in one comparison	No	Yes
Human support	Call centre	Named adviser
Accepted for visa/residency applications	Not verified	Checked for you

Our promise

Genuinely independent

We are not owned by or affiliated with any insurer. Our comparison includes Cigna Global, AXA International, Allianz Care, April International, SafetyWing, and Foyer Global Health — and we show you all of them objectively.

We receive a standard commission from whichever insurer you choose. This commission is the same regardless of which plan you select, so we have no financial incentive to favour one provider over another.

If none of the plans on our platform suit your situation, we will tell you that honestly. Our goal is to find you the right cover, not just to make a sale.